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Buying your first home can be an exciting but daunting process. With the assistance of Capital Loans and the experience of Clay Bland, we can make it easier by helping you through the steps, and by assisting you with government programs like the First Home Owners' Grant Scheme. Clay and his team are prepared to provide you with complimentary advice on how to get into your first home and will equip you with the knowledge you require so you can make informed decisions. This is all provided obligation free so that you feel totally comfortable with making “possibly” the biggest decision to date.
With over 700 home loan products available, it pays to look around at the best deals available. We look at both the rates AND the features that the home loan offers and can quickly compare different rates and products to ensure that you get a home loan that best suits your needs. Some of the things you need to think about include:
Will you want to make extra repayments?
Do you want to have redraw access to any extra payments made?
Will you need to move within five years?
Can you benefit from having your salary directly credited to your loan account?
Is it better to just look for the lowest rate?
Should you avoid a home loan with ongoing fees?
Can you apply for the first homebuyers grant?
Capital Financial Services can help you work through all these questions and find the right loan for you!
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