Don’t despair! There is a way to move forward with the team at Capital Loans. We have access to many varied products that are designed to help people who may have run adrift financially for whatever reason.

The team at Capital Loans have an intimate knowledge of the various products available.

If you have a poor credit history, you may be able to apply for a non-conforming loan. This means you are applying for a loan that doesn’t fall into a typical lender’s criteria.    

In general the interest rate is based on the severity of the credit history. There may also be more stringent repayment conditions.   

Before you sign up for a non-conforming loan, ask your lender the following questions:

What are the conditions of the loan?

Do I need to get financial counselling?

Does the lender offer any other interest rate reductions after a period of time and if so, under what circumstances?