Use this simple guide to weigh up how much life insurance you might need to adequately protect your wealth.
Naturally, it;s best to discuss this fully with your Capital Financial Planner to get a professionally balanced assessment of your coverage requirements.

As a basic guide, this does not take into account the rising cost of living and other miscellaneous expenses which you may incur. Please mark a "0" for any form entries which may not be relevant to you.

1. Your Long Term Debts  
Mortgage $:
Other Loans (car, credit cards etc) $:
To clear your debts you should insure for $:
   
2.Monthly living expenses  
Rent $:
Rates/Telephone/Electricity etc $:
Food/Clothing etc $:
Child Care/School Fees> $:
Car/Bus/Train $:
Other expenses (holiday, entertainment etc) $:
Years of family Support*
*( e.g one 1 year old child could be 17 years of family support)  
   
3. What are my total life insurance needs?  
Deduct any existing life insurance you have $:
   
Total Life Insurance Needs